Travel Insurance

Many visitors seem willing to come to Thailand without travel insurance. The lower medical costs in Thailand mean this is not such a big risk as it would be at some other destinations such as the United States where high medical fees and a litigious society make travel insurance an essential.

However, even in Thailand medical fees can quickly mount up. Phuket is generally a safe place but there are many traffic accidents and of course, anybody can fall ill at any time. Thefts do occasionally happen. There are so many other things that can go wrong when travelling such as air traffic problems, lost baggage, etc.

We really do advise visitors to Thailand to get some form of travel insurance. Things can and do go wrong and it is best to be protected. Travel insurance is not expensive and it gives peace of mind and invaluable protection when things go wrong.

You should not purchase your travel insurance from your travel agent. While they do offer good deals on package holidays, they also try to make the money back on the extras and their insurance rates are overpriced. You should get your insurance from a reputable insurance broker.

There are very few insurance brokers that offer coverage to residents outside their own country. The one international broker we are happy to recommend is World Nomads. They are earning a growing repuation for their international coverage offering comprehensive travel insurance to residents of 150 countries.

World Nomads travel insurance is designed for adventurous travellers with cover for overseas medical, evacuation, baggage and you can cover some of the more adventurous activities you may get up to.

If you are looking for just basic travel insurance and are not planning on getting up to any adventurous stuff, you may find you will get a better deal from a local broker. For US, UK and Australia residents we recommend the following travel insurance services.

Rather than just getting an insurance package for your two-week holiday, you may want to consider an annual multi-trip insurance package. If you have more than one holiday a year or even a few weekends away then these can be very good deals.